Staying in the House After Divorce with a Post-Judgment Occupancy Agreement

Divorce can be an emotionally challenging and complex process, especially when it comes to dividing assets and deciding who gets to keep the family home. In many cases, one spouse may wish to continue living in the marital home post-divorce for various reasons, such as stability for children or emotional attachment. This situation often calls for a Post-Judgment Occupancy Agreement, which allows one spouse to remain in the house under certain agreed-upon conditions.

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In this blog, we’ll explore the importance of both pre- and post-judgment occupancy agreements and the benefits of staying in the house post-divorce.

Pre- & Post-Judgment Occupancy Agreements

Before diving into the specifics of post-judgment occupancy agreements, it’s essential to understand the role of pre-judgment occupancy agreements in divorce cases. Pre-judgment occupancy agreements are often created before the divorce is finalized to determine who will stay in the family home during the divorce proceedings.

These agreements can help reduce conflict and provide stability during a difficult time. However, they are temporary and may not address the long-term living arrangements post-divorce.

Post-Judgment Occupancy Agreements

Post-judgment occupancy agreements, on the other hand, come into play after the divorce has been finalized. They outline the terms and conditions for one spouse to continue living in the family home.

These agreements are particularly crucial when one party wishes to stay in the house, either because of financial constraints, emotional attachment, or for the sake of the children. A well-drafted post-judgment occupancy agreement can help both parties navigate the transition more smoothly.

Benefits of Staying in the House Post-Divorce

Staying in the family home after the divorce offers benefits for both parties.

1. Stability for Children

One of the primary reasons for wanting to stay in the marital home post-divorce is to provide stability for the children. Disrupting their living arrangements can be emotionally challenging and keeping them in a familiar environment can ease this transition.

A post-judgment occupancy agreement can include provisions regarding child custody and visitation, ensuring that both parents maintain a strong presence in their children’s lives.

2. Emotional Attachment

Emotional attachment to the family home is another common reason for one spouse wanting to stay post-divorce. Many memories are tied to the house, and it can be challenging to let go.

Post-judgment occupancy agreements can offer a way for the spouse with this attachment to continue living in the home while ensuring the financial interests of both parties are protected.

3. Financial Considerations

In some cases, staying in the family home may be a more cost-effective option for one spouse. It might be more affordable than renting or purchasing a new property, especially with today’s interest rates.

Post-judgment occupancy agreements can specify the financial responsibilities of both parties, ensuring that mortgage payments, utilities, and other expenses are managed fairly.

4. Time to Relocate

Sometimes, one spouse may need time to find alternative housing or make necessary arrangements for a smooth transition.

A post-judgment occupancy agreement can provide a specified timeframe for the occupying spouse to vacate the property, allowing them the time they need to relocate without rushing into a new living situation.

5. Investment Preservation

The family home can also be a significant financial investment.

By allowing one spouse to remain in the house, post-divorce, both parties can retain the benefits of any potential appreciation in the property’s value. This can be especially important in regions with rapidly rising real estate prices.

Crafting a Successful Post-Judgment Occupancy Agreement

To ensure a successful post-judgment occupancy agreement, it’s essential to work with experienced legal professionals. Here are some key considerations:

Discuss with your Mediator

Before making any decisions, bring up the idea with your divorce mediator and he/she can help you and your spouse talk through the pros and cons.

Consult an Attorney

Both parties should consult with their respective consulting attorneys, ensuring their rights and interests are protected in the agreement.

Define the Terms

The agreement should clearly outline the terms, including the duration of occupancy, financial responsibilities, and any provisions related to children or pets.

Responsibility for Maintenance

Determine who will be responsible for maintaining the property during the occupancy, and how any necessary repairs or improvements will be addressed.

Exit Strategy

The agreement should specify the exit plan, including a timeline for vacating the property and any financial arrangements related to the sale or transfer of the home.

Review and Revise

As circumstances change, it may be necessary to revise the post-judgment occupancy agreement to accommodate new arrangements or responsibilities.


In conclusion, staying in the family home post-divorce with a post-judgment occupancy agreement can provide stability, preserve emotional connections, and offer financial benefits for both parties. By carefully crafting and adhering to the terms of the agreement, divorcing couples can make the transition into their new lives a more manageable and less contentious process.

Consulting with knowledgeable legal professionals is vital in ensuring the agreement addresses the unique needs and circumstances of all parties involved. Contact West Coast Family Mediation Center to learn how you could benefit from divorce financial mediation.

by: Jennifer Segura, J.D., CDFA®

Jennifer Segura with west coast family mediation center

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